How to Check BVN Online: 3 Easy Ways (2023 Guide)

Here is How to Check BVN Online: 3 Easy Ways (2023 Guide). Your Bank Verification Number (BVN) is a unique 11-digit number that is linked to your bank account in Nigeria. It is used to verify your identity and protect your account from fraud.

Essentially, it is like your identity in the banking space and can track your activities across different banks. It requires those who have different bank accounts to link all their accounts to a single BVN after registering for one. BVN uniquely verifies each bank’s customer for “know your customer” purposes.

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Having a BVN is currently compulsory to own and operate a bank account in Nigeria. Your bank accounts would freeze and remain frozen without one. This applies to all types of bank accounts.

How to Check BVN Online

If you need to check your BVN, there are three easy ways to do it online:

1. Through the NIBSS website: Go to the NIBSS website and click on the “BVN Validation” tab. Enter your name, date of birth, and phone number, and click on the “Validate” button. You will be charged a fee of ₦20 for this service.
2. Through your bank’s website or mobile app: Most Nigerian banks allow you to check your BVN through their website or mobile app. Log in to your account and look for the “BVN” option.
3. By dialing a USSD code: You can check your BVN by dialing the following USSD code on your phone: 5650#. You will be charged a fee by your mobile network operator for this service.

Once you have checked your BVN, you can use it to verify your identity for a variety of services, such as opening a bank account, applying for a loan, or transferring money.

How To Get A BVN

Registering for your BVN is a pretty simple and straightforward process. Follow the steps below to successfully register:

1. Visit your bank with a valid ID card (voter’s card, driver’s license, national ID) and request a BVN enrollment form
2. Fill out the form and capture your biometrics; fingerprints and photograph. The bank does your Biometric capturing.
3. On completion of biometrics, they would give you a ticket ID
4. You should receive your BVN number a few days or less after registration

Many banks today now offer a completely digital process, where you can download the form online. After getting your BVN, the next step is to link it to all your other bank accounts. Simply visit your bank, where they will give you a form to complete the process.

How To Check your BVN online using the BVN validation portal

With the NIBBS BVN online portal, retrieving your BVN can be effortlessly completed in a few simple steps:

1. Log into the NIBBS portal.
2. Enter your BVN and the birthdate used during registration.
3. Click the search button.
4. Choose your preferred payment method and pay the convenient N25 service charge.

Upon payment confirmation, you’ll be redirected to a page showing your BVN details.

You can also validate your BVN on their portal through the following steps:

1. Navigate to NIBSS BVN Online Portal.
2. Put your BVN in the first box they provided.
3. Enter your date of birth, in this order; Date-Month-Year, in the second box.
4. Select ‘Validate’.

How to check your BVN online using the USSD code

The best way to check your BVN is to dial the code *565*#. While this approach has its limitations, it offers the advantage of being easy, and accessible, and doesn’t require an internet connection making the process seamless. The code should be dialed using the same phone number linked to your BVN during registration.

How To Check Your BVN On MTN Via USSD Code

You can check your BVN directly by dialing *565*0# on the dial pad. After dialing the code, you will receive a notification of your BVN number.

Note: You will be charged a maximum of N20. As a result, saving the number somewhere so you don’t have to pay for it every time you need it is a good idea.

How To Check BVN On GLO

Checking your BVN on Glo is easy and effortless. All you need to get started is a Glo-registered SIM card and an active account balance. Below are the steps:

1. Dial *565*0# on your Glo mobile.
2. Press ‘1’ to confirm the BVN inquiry.
3. Input the last four digits of your bank account.
4. Select ‘1’ to continue.
5. Your BVN will be displayed on your phone’s screen.

How To Check BVN On 9Mobile via USSD code

Simply dial *565*0# to get started, then your BVN number will be displayed.

Note: You will be charged a maximum of N20.

How to check your BVN on Airtel

You can get your BVN with an Airtel sim effortlessly. Just follow the steps below:

• Dial *565*0# and choose ‘check BVN’.
• Provide the requested information.
• Your BVN will display on your device’s screen.

Note: If you are a client of a Nigerian bank that has been authorized by the Central Bank of Nigeria. You can use the *565*0# code. Aside from that, this service is not free.

From the information above, you now understand how you can use a mobile phone to check your BVN. Mobile network operators in Nigeria such as MTN, Etisalat, Airtel, and GLO use the universal code *565*0# to verify BVN. If you’re looking for a quick way to retrieve your BVN number, this code will come in handy.

How can I open my BVN online?

To check your BVN online, you must have registered and gotten your unique 11 digits from your bank. Now, to see this number online, simply log into your bank app. Click on the menu option and your BVN should be displayed there.

The location of the number, however, varies from one banking app to another.

Note that there is no current online platform where you can register or change your BVN at the time of this writing. Ignore websites that claim to do that, as they are most likely fraudulent.

Code to check BVN for all banks

You can check your BVN for all banks by dialing the shortcode (*565*0#) on the line registered to that account. The prompt will display your BVN immediately. However, note that charges may apply depending on the charge carrier (GLO, MTN, Airtel, or 9Mobile) in question.

How to check BVN on UBA

You can check your BVN on UBA through any of the following means:

• Through the mobile app
• USSD Code
• Internet banking

How to check BVN on UBA through the mobile app

Follow the steps below to check your BVN on UBA through the mobile app:

• Download the UBA bank app from the Google Play store or AppStore
• Register and log in with your bank details.
• Select the Menu Icon and choose Profile
• Finally, click on details and your details will be displayed on your screen.

How to check BVN on UBA through USSD code

Follow the steps below to check your BVN on UBA through the mobile app:

• Navigate to the dial pad on your device
• Dial *565*0# on the phone number linked with your BVN.
• Your BVN will be displayed immediately

How to check BVN on UBA through internet banking

Follow the steps below to check your BVN on UBA through internet banking:

• Visit UBA’s BVN portal login
• Navigate to check BVN
• Supply the requested details
• Lastly, submit the form and your BVN details will be displayed instantly

Do I Need My BVN To Take A Loan?

The short answer to this is, yes. You do. Getting a loan with your BVN is not complicated. All Fintech platforms now require your BVN to give you a loan.

This is because they can easily track defaulters down and make a case to get back their money. Unlike commercial or microfinance banks, these fintech companies do not require you to complete loan forms or tender collateral. Rather, it’s simply a process of downloading their app, registering, and getting an instant loan.

This is one of the advantages of having a BVN. It provides you access to quick loans that you might otherwise not get. Some examples of such companies that can offer you fast loans are:

1. LoanSpot (This is a Nigerian loan marketplace where you can compare loans from hundreds of lenders to find one that is suitable for you)
2. Paylater (now Carbon).
3. KwikCash (now Migo).
4. Palmcredit.
5. QuickBucks (powered by access bank).
6. Quick Credit (powered by Guaranty Trust Bank).
7. Page Financials.
8. Sokoloan.
9. FairMoney.
10. PayConnect.
11. SnapCredit.

Each of these loan service providers has different requirements, interest rates, tenures, and repayment channels. Some of them allow you to take multiple loans at a time, while others do not.

How to check BVN on your mobile banking app:

Here are easy steps to check BVN on your mobile banking app:

• Access your bank’s mobile banking app.
• Go to the “profile” or “account details”.
• Choose “BVN settings”.
• Lastly, enter the required details.

However, note that different bank apps have the information in separate locations. Therefore, browse the web to find yours.

Benefits of Having A BVN

Some of the benefits of having a BVN include:

1. Your BVN protects all your accounts from unauthorized access.
2. With a BVN, carrying out bank transactions is much faster.
3. Your BVN also makes it easy to track all transactions across all your accounts.

Checking my BVN My Self – A Personal Experience

Here’s my experience and the simple steps I took to check my BVN effortlessly:

Visiting the Bank:

When I first wanted to check my BVN, I decided to visit the bank where I hold my account. The customer service desk was my first stop, where I politely requested to check my BVN. The bank staff asked me to provide some identification and answered a few security questions to ensure the safety of my personal information. After a quick verification process, they handed me a printout with my BVN.

Using USSD Code:

For convenience, network service providers offer different USSD codes for BVN checking. Curious to explore this option, I took out my mobile phone and dialed the USSD code provided by my network provider (select yours from the discussions above). The user-friendly interface guided me through the process step by step. Within seconds, I received a message displaying my BVN, ensuring that I could access this vital information anytime and anywhere.

FAQs

Can I change my BVN number?

No, you cannot change your BVN number once it is issued. Your BVN number remains the same across all your accounts for different banks.

Can I have two BVN numbers?

No, you can only have one BVN number per identity. This is because it is an 11-digit number that is used to identify you uniquely across all Nigerian banks

How do I check my BVN with another number?

You cannot check your BVN with a number not linked to the account in question. Therefore, you will need to use the bank app, visit the bank, or dial the code from the number registered to the account.

Conclusion

BVN is a very important and beneficial development in the banking industry. Its ability to create a unique identity for customers has reduced fraud and also simplified loaning processes. Hopefully, you’re now well-informed on the different ways to check BVN details without having to walk into any banking hall.